# Inventory Cash Gap Calculator

Map purchase lead time, stock holding, settlement delay and supplier credit to a funding estimate.

[Open this tool](https://whatson.pk/cashgap-calculator/)

Category: Seller Pricing & Profit

Inventory can need funding before the seller receives customer settlement. Supplier credit may shorten that gap.

Enter lead time, holding time and settlement delay on the stated purchase basis. Compare the funding days and cost estimate.

## Inputs and controls

* Procurement lead time (days). Allowed range: 0 to 3660
* Average stock holding (days). Allowed range: 0 to 3660
* Cash settlement delay (days). Allowed range: 0 to 3660
* Supplier credit from purchase (days). Allowed range: 0 to 3660
* Average units per day (units/day). Allowed range: 0 to 1000000
* Inventory cash cost per unit (PKR). Allowed range: 0 to 1000000000
* Other daily cash requirement (PKR). Allowed range: 0 to 1000000000

## How to use

* Enter procurement lead time, average stock holding, cash settlement delay and supplier credit from purchase.

* Enter average units per day, inventory cash cost per unit and other daily cash requirement.

* Select Calculate result. Read the returned values alongside the assumptions below before copying, exporting or acting on the result.


## Why use this tool

The timeline makes each delay visible rather than hiding the cash requirement inside the product margin.


## Before relying on the result

Funding days = max(0, lead + holding + settlement − supplier credit). This steady flow estimate assumes purchase commitment at the start; it does not model dated cash flows or lending terms.


## Tool limitations

Funding days = max(0, lead + holding + settlement − supplier credit). This steady flow estimate assumes purchase commitment at the start; it does not model dated cash flows or lending terms.

## Questions

### Is this a dated cashflow or loan calculation?

No. It is a steady flow estimate. Individual payment dates, financing charges and lending terms are not modelled.

### What should I check before using Inventory Cash Gap Calculator?

Check Procurement lead time, Average stock holding, Cash settlement delay and Supplier credit from purchase. Use the exact units shown beside the controls and replace any example values with your own inputs.

Source page last modified (UTC): 2026-10-01T18:05:21+00:00

This profile describes the tool. It does not execute it or supply a professional certification.